Yacht Perseus

Laying Up Your Caribbean Yacht for Hurricanes

With the hurricane season in full sail and the damage to the US gulf states and the Caribbean from hurricanes likely to cause millions of dollars worth of damage, it is a worthwhile exercise to check your Boat insurance cover, with particular regard to hurricane damage exclusions.

One of the major providers of cover for yachts throughout Caribbean region and marine underwriters at Lloyds of London, Yachtline Insurance, are warning that many yacht owners are finding that they are not covered having not complied with the minimum requirements for their policy or taken out or declared the additional hurricane windstorm cover.

Yachtline advise that no matter who your boat insurance company is, you should review the requirements for hurricane yacht and boat insurance which are stipulated in your policy wording and documents. Make sure you read the small print carefully.

Caribbean Yacht Insurance covers all damage from hurricanes to boats in the affected area defined as north of 9 degrees North and south of 35 degrees North, west of 55 degrees West and east of 100 degrees West. For Insurance cover purposes this area is defined as the region west from the Venezuela coast and Trinidad in the South to Cape Hatteras in the north.

In order for the cover to remain valid during the hurricane season which runs from June 1st to November 30th, all laying up conditions and procedures must be observed during this period .

Single hull boats kept out of the sea, should be protected in a purpose built cradle made of prefabricated steel. The cradle should have heavy duty webbing applied to it to anchor it down in at least four places.

All multi hulled vessels should be securely laid up ashore and anchored as above.

All sails should be preferably stored safely, and all loose articles properly lashed down.

If the yacht cannot be removed from the water then stern mooring and guardianage should be arranged with the marina owners.

If boat owners take the simple precautions as laid out in their policy then the number of claims and losses disallowed will reduce. Follow the instructions given when making a yacht hurricane area policy declaration.

More information regarding hurricane cover, compare boat insurance quotes and yacht cover advice can be found at Yachtline’s website.
Lagoon Powercat 43 – Perseus I – Motor Yacht Charter Kroatien / Croatia – Woche ab Euro 6.125,-